The Shame of Paying College Athletes Essay Example for Free

The Shame of Paying College Athletes Essay A pay should just be given to competitors that are at an expert level. Youthful school competitors don’t yet know the estimation of cash and ought to be treated in that capacity. School competitors ought not be paid, because of the way that most universities would not have the option to manage the cost of paying each player in their program, schools as of now give free instruction and grants to competitors, and paying competitors is against NCAA guideline. As a matter of first importance, competitors ought not be paid on the grounds that most universities (other than enormous name schools) would not have the option to bear the cost of paying every one of their players in their projects; not simply football and b-ball players. Out of the 120 FBS (once in the past named Division 1) schools, just twelve earned back the original investment or made a benefit after an athletic season†(Bokshan) On the off chance that lone twelve earned back the original investment how are these schools expected to hack up enough cash to pay their players. They are definitely not. On the off chance that the National College Athletic Association or NCAA changed their standards, and constrained all universities to pay their athletic players; most would rapidly fall into dept, and need to cut their whole games program just to spare their schools from shutting down. Leaving the school no decision, however to cut into their general assets; which means curtailing subsidizing for cademic training. Numerous Universities like Miami of Ohio are experiencing gigantic spending issues, as a result of the considerable number of costs from their school sports program (Northern Star). Miami University and numerous different schools can scarcely bear the cost of running a games program, not to mention paying every one of their competitors. Paying universities would cost at any rate $200 million every year fo r Division 1, and that’s excluding Division 2, and 3. (USA TODAY) $200 million dollars is a crazy about of cash, and â€Å"There are simply to numerous significant issues that schools need to address, and speeding oney on effectively ruined competitors isn’t one of them? † (Northern Star). Along these lines; schools would never bear the cost of paying their competitors on account of various reasons. What's more, schools as of now give free instruction and grants. â€Å"Full athletic grants spread an understudy athlete’s educational cost, any charges, room, supper designs and required course related books†¦Ã¢â‚¬ (Bokshan). What else does a youthful understudy competitor going to a school need? They are as of now getting an advanced degree for nothing. Their food and lodging is completely paid and concentrate from books that can cost up to $500 dollars each. Understudy competitors additionally get erks other than the grant itself, similar to free guides and uncommon classes to enable the player to remain qualified to play (Daugherty). Most schools as of now have frameworks set yet to guarantee that all there players have enough cash to have fabrics and different necessities. (Eagan, Mike). School competitors are now spoiled enough. They don’t need a check to g with their effectively free-training (Cassavugh). Players likewise have the upside of study with different colleagues are in all probability in a similar free classes . Case of a spoiled player-Star Kentucky first year recruits Anthony B. Lavis as of now has free-training, and a tryout for the NBA (Daugherty). On-screen characters don’t get paid for trying out for a play, so for what reason should a b-ball player tryout be paid? These school players are egotistical, and ought to be respected that schools have offered them to play. They shouldn’t anticipate that a compensation should go with their grant. They can hold up until the geniuses to get their $8 million dollar marking rewards. In conclusion, school competitors ought not be paid in light of the fact that it is against NCAA guideline. The standard of universities not having the option to pay their players ought to be robbery immaculate, and in light of current circumstances. The NCAA is dependent on unprofessional quality and if players were paid they could never again be viewed as beginners (Crowley) and the entire NCAA establishment would be broken. School players are not experts and ought to be treated in that capacity. NCAA is about decency and by paying players would be incredibly uncalled for to littler schools that would get no opportunity to pay for the most noteworthy gauge players. Division 1 would be treated with the most consideration and cash leaving division 2, and 3 with additionally n cash to pay their players, this is likewise out of line. Universities couldn’t simply pay their football and b-ball groups. They would need to pay there acrosse, track, soccer, swimming and so on ; including all the women’s groups. On the off chance that the school were to just compensation the methods groups the eventual involution of one of the most significant segment of the NCAA rule book Title IX-A proviso in the 1972 in the Education demo nstration expressing that on one will be prevented the advantages from securing any instructive program or movement that gets immediate government help due to their Gender (word reference). School is a benefit that is earned, and pay from that benefit can’t be gave uniquely of a portion of the men (Daugherty). By paying school competitors players it will without any help arnish not just the whole way NCAA school sports are run, yet in addition contaminate it with legislative issues and bias. School competitors shouldn’t be paid, because of the way that most universities would not have the option to bear the cost of paying each player in their program, schools as of now give free-training and grants to competitors, and paying competitors is against NCAA guideline. Cash can and will demolish the school competitor program; there are such a large number of things that can turn out badly with regards to circulating a check understudy competitor. The NCAA is imperfect, however implementing the standard of not paying school competitors isn't one of them. (Porto)

Al Capone Biography Essay -- Biography

     Ã¢â‚¬Å"When I sell alcohol, they call it bootlegging. At the point when my benefactors serve it on silver plate on Lake Shore Drive, they call it hospitality.†-Al Capone [Woog, 25]       Al Capone was one of the most infamous criminals during the 1920’s. He was an independent agent. He had a prepared grin and a fast handshake, which in the event that you didn't do your best, could end up being lethal. It took 500 gangland murders to make Capone the supervisor of Chicago. He was open adversary number one. Capone without any assistance gave Chicago the epithet â€Å"The Lawless City.†      Alphonse Capone was conceived in Brooklyn, New York, on January 17, 1899. He experienced childhood in an exceptionally unpleasant neighborhood and turned into a piece of two packs during this time. He was a brilliant child, yet he quit school in the 6th grade at age fourteen. He maintained a few sources of income, for example, a representative at a sweets store and a pin kid at a bowling alley, in the middle of tricks. Inevitably he turned out to be a piece of the notable Five Points pack and worked for the kindred hoodlums. While he was working one night as a bouncer at the Harvard Inn, he offended a supporter and her sibling assaulted Capone leaving him with his scandalous facial scars which later gave him his moniker â€Å"Scarface.† In 1918, Capone met a young lady named Mary Coughlin who brought forth their child Albert "Sonny" Francis. Coughlin and Capone wedded soon thereafter. He was first captured on a confused lead charge while working for individual criminal Frankie Yale. As of now he likewise killed two men to demonstrate his ability to murder, yet he was not attempted as a result of the gangland behavior of â€Å"silence.† Capone was let off of all charges because of absence of confirmation. After Capone hospitalized an adversary posse part, Yale sent him to Chicago until things blew over. He showed up there in 1919.      When Capone sunk into Chicago, Yale sent him to work for his old tutor, John Torrio. Once Torrio acknowledged Capone’s potential, he encouraged him and let Capone become his accomplice in the bootlegging industry. By 1922, Capone was Torrio’s number two man and was his accomplice in all things. Torrio was shot by rival group individuals and drove away from Chicago, so normally Capone made himself chief. Capone was popular and trusted by his men and before long called â€Å"The Big Fellow.† He rapidly demonstrate... ...Likeville, MN: Northstar      Maschek Books, 1987 †¢     Esslinger, Michael. â€Å"Al (Scarface) Capone†. Alcatraz History. 1pp. 17      March. 2005/. †¢     Famous Cases: Alphonse Capone. Government Bureau of Investigation. 3pp.      5      March. 2005      . †¢     Goldfarb, Joel. â€Å"Capone†. Reference book of World Biography. 1993 †¢     Helmer, William J. â€Å"Al Capone†. World Book Encyclopedia. 2005 †¢     Landesco, John. Sorted out wrongdoing in Chicago. Chicago: University of      Chicago Press, 1968. †¢     Paton, John, et al., eds. Violations and Punishment Vol. 2 New York:      Marshall Cavendish Corporation, 1986. †¢     Waller, Irle. Chicago Uncensored: Firsthand Stories About the Al      Capone Era. New York: Exposition Press, 1965. †¢     Woog, Adam. Hoodlums. San Diego: Lucent Books, 1953. 25-35 Al Capone Biography Essay - Biography      Ã¢â‚¬Å"When I sell alcohol, they call it bootlegging. At the point when my supporters serve it on silver plate on Lake Shore Drive, they call it hospitality.†-Al Capone [Woog, 25]       Al Capone was one of the most famous criminals during the 1920’s. He was an independent agent. He had a prepared grin and a fast handshake, which on the off chance that you didn't do your best, could end up being deadly. It took 500 gangland murders to make Capone the manager of Chicago. He was open adversary number one. Capone without any assistance gave Chicago the moniker â€Å"The Lawless City.†      Alphonse Capone was conceived in Brooklyn, New York, on January 17, 1899. He experienced childhood in a harsh neighborhood and turned into a piece of two groups during this time. He was an exceptionally splendid child, yet he quit school in the 6th grade at age fourteen. He maintained a few sources of income, for example, an agent at a sweets store and a pin kid at a bowling alley, in the middle of tricks. Sooner or later he turned out to be a piece of the notable Five Points group and worked for the kindred hoodlums. While he was working one night as a bouncer at the Harvard Inn, he offended a benefactor and her sibling assaulted Capone leaving him with his scandalous facial scars which later gave him his epithet â€Å"Scarface.† In 1918, Capone met a young lady named Mary Coughlin who brought forth their child Albert "Sonny" Francis. Coughlin and Capone wedded soon thereafter. He was first captured on a sloppy lead charge while working for individual hoodlum Frankie Yale. As of now he likewise killed two men to demonstrate his readiness to slaughter, however he was not attempted in light of the gangland behavior of â€Å"silence.† Capone was let off of all charges because of absence of verification. After Capone hospitalized an opponent pack part, Yale sent him to Chicago until things blew over. He showed up there in 1919.      When Capone subsided into Chicago, Yale sent him to work for his old guide, John Torrio. Once Torrio acknowledged Capone’s potential, he encouraged him and let Capone become his accomplice in the bootlegging industry. By 1922, Capone was Torrio’s number two man and was his accomplice in all things. Torrio was shot by rival group individuals and drove away from Chicago, so normally Capone made himself chief. Capone was popular and trusted by his men and before long called â€Å"The Big Fellow.† He rapidly demonstrate... ...Likeville, MN: Northstar      Maschek Books, 1987 †¢     Esslinger, Michael. â€Å"Al (Scarface) Capone†. Alcatraz History. 1pp. 17      March. 2005/. †¢     Famous Cases: Alphonse Capone. Government Bureau of Investigation. 3pp.      5      March. 2005      . †¢     Goldfarb, Joel. â€Å"Capone†. Reference book of World Biography. 1993 †¢     Helmer, William J. â€Å"Al Capone†. World Book Encyclopedia. 2005 †¢     Landesco, John. Composed wrongdoing in Chicago. Chicago: University of      Chicago Press, 1968. †¢     Paton, John, et al., eds. Wrongdoings and Punishment Vol. 2 New York:      Marshall Cavendish Corporation, 1986. †¢     Waller, Irle. Chicago Uncensored: Firsthand Stories About the Al      Capone Era. New York: Exposition Press, 1965. †¢     Woog, Adam. Criminals. San Diego: Lucent Books, 1953. 25-35

The Latest Innovation at MIT

The Latest Innovation at MIT We often think of innovation as tied inherently to engineering and technology disciplines. We forget that innovation at its core really means solving problems in new ways, across many disciplines. Innovation means approaching the issues no one has dared to approach before.  We can take a hard look at many issues concerning the US and the world today and observe a theme: the United States’ 2016 election, police brutality, progress in the LGBTQ+ human rights movement, the flux of international refugees. It is clear that the most pressing, truly important problems we face are societal and social in nature. Therefore, we must address these problems with social innovation. We have to innovate, engineering the ways in which we communicate with each other, designing how we involve ourselves or get others involved. In the great tradition of MIT, our undergraduates want to pioneer this innovation also, as we pioneered many others in the past. In January I wrote a post, “Colors”, detailing the MIT community’s response to such events as the University of Missouri incidents in November (involving threats of physical violence to black students on campus), incidents at Yale, and general tension surrounding Ferguson and multiple police brutality instances. Rasheed A. ‘17 was an important member of that response. A friend of mine and the co-chair of the Black Students Union (BSU), he wrote this excellent piece detailing his and others’ involvements in creating a diverse, accepting environment at MIT. He led the creation of a list of recommendations to MIT administration that addressed the urgent needs of the large minority student population on campus, involving MIT faculty and administration in the cooperative manner I described in “Colors”. I am honored to present here this work, which can only be described as innovation. Reflections of a BSU Co-Chair A Year on the S. S. Recommendations Rasheed Auguste May 5, 2016 In my mind, every BSU Co-Chair had at least one major innovation during their tenure. Ikenna E. ‘15, helped start a yearly Black pre-frosh fly-in weekend for Ebony Affair â€" the Black community’s flagship gala. Last year, Grace A. ‘16, led MIT’s Black Lives Matter undergraduate response. However, I had no idea what my innovation was going to be when I stepped into the role. Then came the wave of events highlighted across college campuses such as the University of Missouri, Yale University, and Ithaca College. For the first time since the Black Lives Matter movement last year, I felt exposed as the MIT bubble burst and the real world slipped in â€" social media posts of personal friends now mirrored national news headlines. This wave hit a bit too close to home. Deciding to respond was simple. The first step to the Black Students’ Union’s official approach was solidarity. With the help of my BSU Political Action Committee (PAC), I began organizing a “Blackout at MIT”. Chris Welch even offered to take a professional photo outside Killian Court with all the supporters, pro bono. I could not have been more proud of my MIT Community as folks â€" familiar and unfamiliar â€" dressed in black, gathered in Lobby 10 on short notice and despite the drizzle, and stood silently for a photo. We had more allies than we thought. The photo of supporters taken by Chris Welch 13, M.S. 15 Unexpectedly, an email from President Rafael Reif dinged into my inbox, asking to meet with executive board members of the BSU and Black Graduate Student Association (BGSA). It was validating to vent to the President of MIT about microaggressions, the pressure to defy stereotypes, and the seemingly numb indifference of our campus. His message was clear: “I [and by extension MIT] care deeply about the well-being of minority students.” He left us with a call to action: “Is there any way you can send me a list of things I can help you with?” I brought the story to Alberto H. ‘17, my best friend and fellow Chocolate City brother, the BSU PAC, and the minority community. Initial thoughts included diverse mental health clinicians, expanded diversity orientation, survey questions on diversity and inclusion, and statements by department heads to affirm commitments to student health, diversity and inclusion. We had seen other schools come up with demands lists, but they called for multicultural spaces, offices dedicated to minority students, and public statements of regret from institutions. These demands had already been met here or did not apply to MIT. For example, we have a BSU Lounge, an Office of Minority Education (OME), and an Office of Multicultural Programs (OMP). We did not think a public statement of regret would advance minority standing at MIT. Keeping this in mind, how could we move forward with an MIT-specific focus? Alberto served on the Committee on Race and Diversity, co-chaired by the Institute Community and Equity Officer (ICEO) Edmund Bertschinger. Alberto mentioned the IECO put out a comprehensive report in February 2015. After some digging, he found the “Report on the Initiative for Faculty Race and Diversity” from January 2010. The 2010 report included some ICEO recommendations, and interestingly enough, a cover letter by Reif himself. Why had MIT gone to such lengths to commission a study on the advancement of diversity and inclusion and not implemented all the institute-specific solutions, twice? The plot thickened. Using these two reports as a reference, we revised our list into recommendations. Alberto took an important step; he presented the incomplete list to the rest of the Committee on Race and Diversity (CRD) for feedback. We prepared down to the wire. 20 minutes before the meeting, we sat in Next House dining â€" Alberto in a suit and me in pajamas â€" putting the finishing touches on the draft. Some of the list items affected specific committee members’ offices, and Alberto left the CRD meeting with recommendation-specific feedback. He was charged up. “Bro, we gotta make sure the things we ask for are feasible, specific to MIT, and someone will actually be responsible for making them happen!” The next few days, we started playing Infinite Corridor pinball. Between classes, Alberto and I bounced from office to office and asked MIT staff, faculty, and students how to make sure specific recommendations would be most effective. Many meetings ensued: Lydia Snover (Institutional Research) offered clementines and other goodies with her decades of expertise in creating insightful questions for institute surveys. Jag Patel (Chancellor’s Office) laid out context for the recommendation to disaggregate survey responses by identity group (e.g. race, gender, sexuality) and to make this data public. Dean Melissa Nobles (SHASS) told us of the wealth of existing classes that cover themes of diversity and inclusion. Professor Krishna Rajagopal (Chair of the Faculty) helped us understand the GIRs and faculty influence on institute climate. Elizabeth Young (Undergraduate Advising and Academic Programming) explained the planning process for Diversity Orientation. Dean Stu Schmill ’89 (Admissions and Financial Aid) filled us in on financial aid and minority recruitment efforts. Abigail Francis (Director of LBGT Services) gave key insight from previous LBGTQ+ student input on inclusion. From left to right, Alberto H. 17, Director of Mulitcultural Programs La-Tarri Canty, MIT President Rafael Reif, and Rasheed A. 17, having a conversation before  the annual Martin Luther King Luncheon. We built their insights into accountability for the recommendations; together, we worked out who would be responsible for looking at changes and how to execute them. We revised the list accordingly, and student feedback was still important. I held “Office hours” in the BSU Lounge to take in-person suggestions for the list. The PAC decided to give a more formal town hall style presentation to the minority community in the BSU Lounge, and we talked through specific items at length. For instance, people had questions about the emphasis on departments, so we explained the strong influence of department climate on students’ experiences. It was important to not only invite the BSU to these conversations, but also other minority groups including the BGSA, Latino Cultural Center, and [emailprotected] Feedback was not always so easy to receive. The day before the list went public, I presented to the UA Council, hoping to receive an endorsement on the recommendations. Council members meticulously deconstructed the document. They expressed opinions on everything from word choice and sentence structure to tone and rhetorical appeals. I wondered if the words we wrote truly blended the needs of the undergraduate students with impactful solutions. For the first time (but not the last), the ingredients of the recommendations were called into question. The recommendations were still a work in progress when Professor Bertschinger emailed the BSU executive board asking us to formally present our sets of recommendations to Academic Council with the BGSA. Gulp. Presenting to the most senior leadership council at MIT including Deans, Provosts and Chancellors, Vice Presidents, and President Reif was not an opportunity to take lightly. Parallel efforts by the BGSA, Black Alumni at MIT (who presented their own report with recommendations to administration in the Fall) made sure the work and advocacy was spread out. Presentation day came anyway. As a student chosen to present to senior leadership at MIT, I felt it was important to project calm and confidence to everyone in the room. It was comforting to know my five other student presenters felt the same nervousness, even though we had rehearsed our roles beforehand. We were not alone though. We brought staff support with us: Dean DiOnetta Crayton (OME) and La-Tarri Canty (OMP). Academic Council Members asked questions to learn more about our vision and process, and not to poke holes in our logic or narratives. Our reception was even warmer afterward. Associate Provost Richard Lester (former Nuclear Science and Engineering Department Head) came up to shake my hand, saying, “Thank you for your leadership in preparing the recommendations and in explaining them. As a member of the NSE faculty, I am very proud that an NSE student is leading this very important process.” I was certain folks in the room cared about our concerns and took our suggestions seriously. Moreover, this high level of administration listened and internalized the extent to which they could help. Afterward, Vice President Kirk Kolenbrander convened a subgroup of Academic Council members to address the recommendations of the BSU and BGSA. He opened with, “Over the course of my career at MIT, there have been a few moments when I have said to myself, ‘This is going to be really important for changing the future of MIT.’ Your presentation to Academic Council was one of them.” The Black Students’ Union List of Recommendations for MIT Administration went public on December 9, complete with a URL (recommendations.mit.edu) and News Office story. The article about the recommendations, featured on the MIT News page. Afterward, we worked with many offices to implement solutions. Chancellor Barnhart worked with Alberto, Lydia Snover’s office, and I to expand questions on diversity and inclusion into institute-wide surveys. MIT Mental Health hired a full-time, African Diaspora specializing, mental health clinician. Department Heads of Math, Physics, and History started writing commitments to health, diversity, and inclusion. Feedback on our work was still important. During an OME Faculty Advisory Committee meeting, Professor Wes Harris politely asked the BSU executive board, “What does your first recommendation [on mental health] mean?” We offered him an explanation. He asked again, “Let me rephrase, how will you know when its finished? How will you know when all of your recommendations are addressed? What will MIT look like?” As we struggled to produce a substantive answer, I was floored. I had been focusing on details and specific recommendations for so long, I was afraid I had lost sight of that big picture. What is MIT supposed to look like? I still struggle to answer this question substantively. Delivering a firm, Professor Harris handshake, he warned Alberto and me, “I’ve seen students lose their minds over this. Make sure you take care of yourself.” Taking a step back, it was important to make sure the burden of advancing the efforts of the list did not fall directly on students. Supportive staff made sure this was not the case. Dean Crayton would press, “How are you?” “I’m okay.” “No, how are you doing, really?” After a long week in November, La-Tarri Canty asked Alberto and me, “You both need a break. What are you doing this weekend?” He replied, “We’re going to Connecticut for the Harvard-Yale Game. Punching out until Monday.” Staff members and other groups even developed their own set of recommendations for administration, further supporting our efforts. Through months of hard work, student leaders such as Alberto and I have been blessed also to receive recognition for our efforts from the community, including President Reif, the MLK Celebration Subcommittee of the CRD, and the OMP. After all, they say MIT is a journey, but this year felt more like a voyage. Commissioned by President Reif himself, we set out on S.S. Recommendations. The sails were driven by gusts of MIT community feedback, waves were filled with self-doubt, and our trusty crew was comprised of friends, supporting staff, and faculty. Navigating through new spaces and working with new people left us with invaluable communication skills that could not be learned in a classroom. All this time, we struck a difficult balance between hard work and self-care. My mother says, “You gotta love people where they’re at.” As MIT is swiftly moving to address the BSU recommendations and more, I remember her words to remind myself to advocate for collaboration across all levels (e.g. students, faculty, staff, alumni, Corporation members), not negotiation. MIT has the opportunity to become the example for diversity and inclusion efforts in research environments and higher education. I look forward to Fall 2016, eagerly waiting for what we, MIT, do next.

The Importance of Stem Cell Research Essay - 2451 Words

â€Å"The greatest risk to scientific progress is to stop taking risks†. Dr. Elias Zerhouni from the National Institute of Health gave this quote during an interview to a reporter in 2007. He was referring to Stem Cell research, a controversial medical issue of today. Louise Brown of Manchester, UK owes her life to scientists and doctors taking risks and exploring the world or Stem Cells. In 1978 she became the first baby to be born via in-vitro fertilization, a process where a woman’s egg is harvested and mixed with male sperm to become fertilized. After doctors fertilized Louise’s mothers’ egg, and let it develop in a lab for about five days they then implanted the zygote in Mrs. Brown’s uterus where it successfully started to grow into a†¦show more content†¦For most, the issue is determining when life begins. Does life begin at the moment of fertilization or when a baby exits the womb and appears in the real world? If one considers the moment an egg is fertilized and develops into a fetus the point when life starts, then harvesting cells from human embryos could be considered murder. For those who don’t believe life begins the moment the sperm and egg unite, hESC research isn’t an as much of an ethical issue. Most religious groups view destroying an embryo as murder, because they believe that when a baby is conceived it develops a soul. Harvesting stem cells is beneficial to more than just women looking to get pregnant via in-vitro. Research has and can be done further on diseases, and for genetic disease screening. As Dr. Zerhouni put, there must be risks to make progress. The risk of destroying an embryo to potentially save many human lives is one experts are willing to take. In reality, it all comes down to individuals’ personal beliefs and deciding what comes first in their priorities. Using a fetus that has been aborted by personal choice, or by using a miscarried fetus could start a breakthrough in medical science and possibly solve an incurable or untreatable disease. The government has gone back and forth many times on what is acceptable and what is not in hESCShow MoreRelatedThe Importance Of Stem Cell Research1278 Words   |  6 Pagespaper, there has always been a lot of controversy surrounding stem cell research and the ethically rights researchers have obtaining it, let alone experimenting with it. Therefore, it is no surprise that before RCT with stem cells on humans were approved and accepted, trials were done on mice and rats. While it is not ideal and in no way similar to the effects on humans, experiments done during this phase were useful in viewing how stem cells actually alter and impact osteoarthritic joints. In an experimentRead MoreThe Importance Of Stem Cell Research805 Words   |  4 Pageshereditary altering. In stem cell research, â€Å" An isogenic human iPSC cell line precisely corrected by the CRISPR-Cas9 system was recently constructed, despite the handling difficulties associated with gene editing of human stem cellsâ €  (Kim, â€Å"CRISPR-Cas9: a promising tool for gene editing on induced pluripotent stem cells.†) iPSCs, which are fundamentally the same as embryonic stem cells, are pluripotent cells with a high self-reestablishment rate that can separate into all cell sorts; be that as itRead MoreThe Importance Of Stem Cell Research812 Words   |  4 Pagesscientists has recognized a vital regulator of hematopoiesis, the process of making new blood cells after bone marrow transplants, bone marrow injury, and during systemic infection, creating new blood cells, including immune cells. This regulator is a protein known as the Del-1 (developmental endothelial locus–1). Researchers have deemed that focusing on Del-1 will be an effective way to upgrade stem cell transplants for both donors and recipients. It is also determined that there could be also methodsRead MoreThe Importance of Stem Cell Research Essay1649 Words   |  7 Pagessuch as above kill off important cells that reproduce rapidly to help the body function normally. Well, what alternatives does one have to turn to when the time clock runs out for all cells, resulting in death. Stem cell usage is a second chance given that doesn’t set death as an essential from these fatal diseases. Stem cell research is an unaware issue to society that could possibly be the antidote to saving lives, and to others who are familiar with the research is a controversial issue on howRead MoreEssay on The Importance of Stem Cell Research1060 Words   |  5 Pagesaccomplished through stem cell therapy and cell d ifferentiation. Stem cell therapy is like an intervention, in which new cells are introduced into the body or tissue in order to treat a disease or injury (Haldeman-Englet, Chad). Cell differentiation is the process in which a cell has the potential to become physically/fundamentally and functionally different from one another Also meaning they are pluripotent (Smith, S.E). These special cells have many uses, thus the nickname â€Å"The Golden Cell.† ScientistsRead MoreThe Importance of Stem Cell Research Essay examples1503 Words   |  7 Pagesmedical research of scientists improves, new treatments are found that enable people to have a longer lifespan and live healthier. Medical researchers continue to discover new medicines that help people overcome fatal diseases and allow them to achieve a more sustainable life. As scientists research the potential of treatment for diseases, there is a promising future in stem cells that offer a possible treatment for a wide variety of diseases. Scientists discover the capabilities of stem cells throughRead MoreThe Importance of Stem Cell Research Essay example1686 Words   |  7 PagesOver the last decade the use of stem cells has been a controversial and heated topic. Debates have exploded over every aspect of stem cell research. It has been speculated by scientists that stem cell research may have the potential to cure harmful diseases or even regrow organs. However some find that the health issues seen in earlier attempts to use stem cell transplants and ethical controversies involved with extracting stem cells, make it very dangerous to further investigate. In actuality theRead MoreStem Cell Research in America: A Perfect Storm of Ideology, Politics, Science, and Religion1818 Words   |  7 Pagesï » ¿Stem Cell Research in America: A Perfect Storm of Ideology, Politics, Science, and Religion By: Me March 30, 2012 Abstract This paper discusses the recent history of stem cell research in the United States, tracking the controversies, politics, and promise of new technology that comes with a moral price. Starting in August of 2001, with President Bushs request that Stem Cell Research not be paid for with federal funding, the battle of science against religion began. (Rosenburg, 2001) DespiteRead MoreThe Expanding Field of Stem Cell Research744 Words   |  3 PagesStem cell research is one of the most widely expanding areas of scientific research being conducted all over the world today. In basic terms, stem cell research is the research of stem cells; however in actuality is much more complicated. A stem cell is a cell with the ability to develop into any of the cell types that make up the tissues and organs of the body. This makes these cells highly useful and provides limitless potential in the field of regenerative medicine. There are two expansive linesRead MoreResearch Essay : Stem Cell Research961 Words   |  4 PagesBiology Research Essay Erica Ford In recent years, there has been a lot more talk about stem cell research than ever before. The idea of stem cells arose in the 1960 s, with the first successful bone marrow transplant in 1968. Now, stem cell research is a widely known topic in biotechnology and shows a substantial amount of scientific promise. The future of stem cell research and the impact it could have follows with many questions on people s minds, as well the simple curiosity of what

Islamic Bank Performance And Commercial Banks Example For Free - Free Essay Example

Sample details Pages: 5 Words: 1528 Downloads: 8 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? CHAPTER 1 1.1 ABSTRACT 1.2 INTRODUCTIONS and BACKGROUND Banks are a one of vital institution in the development of an economy (Jairus 2007), since they are the key drivers of the economy in terms of ensuring that the financial system is running and there is money in circulation (Ayub 2007). From the primitive set-up, that was banks in the past, to the present set up of the same, banks have continued to demonstrate their pivotal role in ensuring that businesses are conducted through the provision of credits, savings facilities, safe holdings, intermediary in local and international transactions and even advisory roles (Mahlknecht, 2009). Some of the best known banks in the world like Barclays and HSBC have been in operations for many years (Rahman 2010) and are hence shaping the way in which business is conducted, by shown the best practices in the banking sector. Don’t waste time! Our writers will create an original "Islamic Bank Performance And Commercial Banks Example For Free" essay for you Create order Unlike the other sectors of the economy, banks operate on two fundamental different rules, first, banks hold money and monetary instruments and they trade on these as opposed to the other businesses which operate on other forms of goods and services against money, secondly, banks mainly operate in liabilities and not assets and their strength is indirectly gauged by this (Jairus 2007), for instance, banks take up deposits from investors and account holders (this is a liability that the banks undertake to keep other peoples money) and using this money, the banks lend to borrowers and other banks and charge interest on the same therefore, they create a financial system that is developed on the basis of liabilities (Akgunduz 2009). This mode of trading is what separates the banks from the other financial institutions and as such make the banks to be increasingly relied upon by other stakeholders in the business environment (Rahman 2010). The increased usage of money as opposed to the old aged barter system has also made the banks to be imported in all major activities of selling and buying of goods and services and in reality, riches and success are measured in terms of money (Iqbal , Llewellyn 2002, Timur 2005). As stated earlier, the normal or conventional banking system is based on the premise of interest charges that the banks have to levy in order to remain in trade, and therefore, different banks have in the recent past, made significant effort to tailor their products in such a way that the interests and other charges will be accumulated and contribute to their profits (Mahlknecht, 2009). This is not to say that interests alone make their profits, since, according to Ayub (2007), profits can also in increased by identifying the business units that require cuts and implementing these cuts. Now, the conventional way of trading as given above, is mainly based on the Western worlds model of banking which to some extent is hinged on Capitalism and has b een called by (Akgunduz 2009) as a simple way to rip other off. This does not really fell well with certain ideological leanings and certainly not with the Islamic ideology, which mainly advocates welfare and support to the have nots by the haves  [1]  , and on this premise, the banks have a duty to provide to those who are lacking (Jaffer 2005). According to Islamic teachings the Riba and usury or interest is not to be levied and is prohibited in certain terms hence it is Haraam unfair or prohibited (Timur 2005). However, this concept seem to have started just in the near past, since according to Lewis , Algaoud (2001) , a look at the works of Qureshi Annwar (1946), Naiem Siddiqi (1948) and Mahmud Ahmad (1952) show a tendency to profit sharing and not interest charges, so the company is expected not to charge interest as a way of sharing its profits (Schoon 2009). The first Islamic bank was later on formed in Egypt, but this was held secret for fear of being seen as an I slamic fundamental group and this was in 1975 (Rahman 2010). At present Islamic banking institution are worth about $400 billion and Saudi Arabia has world known banks like the Al Rajhi, and the bank Mellat. Being an Islamic nation as most of the MENA region (Middle East and North Africa) , it could only follow that it is a good idea to ensure that this banking concept develops in this region to serve those clients in a way that responds to their religious needs (Hassan, Lewis, 2007). This is not to say that Islamic banks can run in isolation, especially in the wake of international business and with the recent accession of KSA to the World Trade Organisation (WTO), thereby making business between KSA and the world to increase (Rosly, 2006), besides, KSA is the largest producer of crude oil (Timur 2005), which is a product in demand all over the world and in this inter-national trade, banks must act as underwriters or even agents to the buyers and sellers (Hassan , Lewis 2007). Also, according to (Jaffer 2005), and as seen earlier, Islamic banks have been developed along the principles of conventional banks with a few but important differences. From an investors point of view, the choice of investing in an Islamic bank or a conventional commercial bank in KSA is therefore an issue that requires careful thought (Timur 2005), this is because, while an assumption can be made that being an Islamic bank in an Islamic nation, there are obvious advantages to the investor (Pock 2007), this assumption may be disputed, since, in the same environment, the conventional commercial banks may ensure that they counter the advantages of Islamic banks with tailor made products that respond to the clients needs and therefore, they may be more beneficial to the clients (Lewis , Algaoud 2001). It also depends on what the investor is looking for, because, individual investors like the corporate investors have varied investment objectives, and while it can be said that in g eneral, corporate investors may be patient and hence looking for long-term investment, individual investors may need quick benefits (Mahlknecht, 2009). Again, suppose the investors are considering monetary benefits, which is often the case for many (Khan 2010), what banking concept are they likely to invest in and at what investing limit (threshold or minimum investment) must they commit in order to achieve their objectives? (Iqbal , Llewellyn 2002). THE PROBLEM These are important questions that have driven the interest in conducting this study. The researcher wishes to find out what bank or banking concept is more likely to benefit investors. In this context, investors will be viewed as individual investors who have the power to save their money in the hope of achieving certain benefits in due time. According to (Akgunduz 2009), and also (Rosly, 2006), there is a need to find out what might motivate investors to consider investing in Islamic banks, even though, the concept of interest is forbidden and hence they are unlikely to earn any, or what might motivate them to invest in conventional commercial banks although there are charges and minimum amounts to be invested to realise some benefits. It is therefore important to ensure that a comparative analysis is conducted between Islamic and Conventional Commercial banks is undertaken with a view to fully establish the major differences in various operational aspects of these banks an d also to evaluate what banking concept of the two would be most beneficial to the investors. Hypothesis: In this study, the research is based on the premise that conventional banks still provide the best option to investors compared with Islamic banks and that as time goes by and competition in the banking sector increases, there appears to be more differences between the operations of these banks as each bank seeks to provide more diverse products and services to their clients. The research sought to evaluate the following research questions; Are there fundamental differences between Conventional commercial and Islamic banks? What are they? What are the differences in operations of Islamic and Conventional commercial banks, in KSA? What are the monetary benefits to the investors in the Islamic and Conventional banks in KSA? What banking concept would you consider for the investor in KSA in terms the general benefits? The following objectives have been evalu ated: Identifying the operational differences between Islamic and conventional banks in KSA. This involves an investigation into the functional areas of these banks as they seek to get and keep their clients including other functions that support business both locally and internationally. Discuss the performance between the Islamic and commercial banks in KSA: In this section, the financial ratios will be evaluated including liquidity, gearing and profitability ratios. Assessing the monetary benefits to the investors in investing in either Conventional or Islamic banks in the KSA. Assessing and recommending the best banking concept to the investor in terms of the long term, and short term benefits: In this section the research considered the issues of interest, duration, benefits of tailor made banking to the investors, other collateral benefits that say and account holder would be given, that non account holder would not have. The Scope: This research will mainly consider investment benefits while comparing the banking sector in KSA with relations to the banking conventions in the KSA. The focus will be on KSA, which has strong Islamic and Conventional banking sectors. CHAPTER 2 2.1 LITERATURE 2.2. METHODOLOGY CHAPTER 3 3.1 METHODOLOGY 3.2 CASES AND ANALYSIS CHAPTER 4 4,1 PROJECT MANAGEMENT METHODOLOGY CHAPTER 5 5.1 DISCUSSION 5.2 CONCLUSION CHAPTER 6

The Secret to Apa Written Paper

The Secret to Apa Written Paper Lies You've Been Told About Apa Written Paper In addition to any other assignment, a journal article review needs to be achieved in a specific format. This guide offers guidelines an individual may use if writing annotations using MLA formatting. Don't forget, your article should be cohesive, and a superb draft will help you in achieving it. Last evaluation of the post. Vital Pieces of Apa Written Paper References The reference part of your paper will incorporate a list of each of the sources that you used in your paper. It's also important to provide some recommendations on the way the source article can be made better so that not to be too subjective. It is not hard to compose any effortless topic, but the true challenge is to compose an entire copy on the tough topics. The goal of your title page is to allow the reader quickly understand what your paper is all about and who it was written by. If you're taking a psychology class, it is quite probable your instructor will request that you compose an APA paper sooner or later. In training students within the field of scientific psychology, then, it is vital for professors to mentor students in the practice of APA writing. Students lead busy lives and frequently forget about an approaching deadline. Furthermore, you can keep calm and relaxed expecting an amazing high excellent research paper. Your solution is to purchase research paper online. You're probably considering how to buy custom research paper online. Purchase APA papers from a dependable provider of paper writing services. If you are attempting to publish a paper in a particular journal, you're going to be asked to stick to the format of that journal. Then write the abstract part of your paper only after you're completely finished writing your paper. A self-reflection paper differs greatly from the majority of other academic papers you're assigned. While writing an APA paper may seem to be a confusing or difficult undertaking, it's not really that tough. When you pay a person to compose a paper you have to have an opportunity to receive it improved in the instance, you're displeased with the outcome. Within this circumstance it's possible to approach SameDayEssay. In reality, this sort of review is often. This sort of review is extremely useful in case of the peer-review approach. Choosing Good Apa Written Paper If you require assistance, you always have the option to fill an order form to acquire assistance. Naturally, the best way is to order an essay online. When it's your very first time ordering from our service, you will also obtain a 20% discount. The procedure for ordering our services has been made simple by the usage of simple measures that are simple to follow along with. What About Apa Written Paper? At our cheap essay writing service, you can be certain to acquire credible academic aid for a sensible price, since the name of our site suggests. Cite the name of the individual talking, then quote the part of dialogue you would like to utilize in your essay. In the event the author's name is mentioned in the sentence, their name does not need to also show up in the citation at the close of the sentence (the same is true for the date). Based on the necessary academic style. You may stay in contact by means of your writer throughout the complete procedure too. Actually, prior to making an order you're able to find a price quote on your essay. To commence a resume writing service is an outstanding means to earn some part time income or even better, to have an in depth time enterprise. Rather than struggling alone, you're likely to visit an essay service which could take some of that responsibility off your shoulders. Also, it can help to steer clear of any copyright issues related to plagiarism. Each professor has their own. You're in a position to be based on the ideal essay help online. To do so, conduct extensive research to receive as many as possible.

Alternative Strategies or Solutions to the Dilemmas Confronting the Tobacco Companies Essay Example For Students

Alternative Strategies or Solutions to the Dilemmas Confronting the Tobacco Companies Essay Shelly Shaw-Faulkner Doctor Peter A. Doherty BUS 221: International Marketing August 27, 2009 Case 4-7 (2). Can you recommend alternative strategies or solutions to the dilemmas confronting the tobacco companies? To governments? What is the price of ethical behaviors? Most marketing decisions have ethical ramifications whether business executives recognize it or not. When proper action is taken, the ethical dimensions go unnoticed, but when the marketing decision is ethically troublesome, the outcome can be publicly embarrassing or worse. Alternative means of controlling should include the health-related consequences of smoking including further promotion of restrictions and tighter controls on the sale and distribution of tobacco. Social marketing programmers based on techniques developed by the tobacco industry should be used. We should use of the industrys own tactics to counter its messages. Tobacco companies should recognize that they have a responsibility to people who live outside their own borders, and view themselves as part of the global community. Looking at China for example we are faced with ethical dilemmas which require consideration. First, there is the ethical dilemma of business versus health. The opening and development of the tobacco business in China, which includes vigorous marketing, is considered against the health consequences of tobacco use which is estimated to cost 600 000 lives annually in China, rising to 2 million by 2025 without effective tobacco control programs. A second ethical dilemma is employment versus impoverishment, in which the opportunities for work in the tobacco industry are considered against a background of malnutrition caused in part by a proportion of household budgets used to buy tobacco, and the erosion of the land, as trees are used to produce tobacco. Gains have already been made in tobacco control in China, which leaves the way open for much development in the future. 4. Should a company be forced to stop marketing a product that is not illegal, such as cigarettes? As the health consequences of tobacco smoking have become more apparent, governments should regulate the types of promotion available to cigarette manufacturers. Yet despite these efforts, the tobacco industry has continued to develop highly visible promotions that make greater use of youth role models and of new media known to have high penetration among youth. Attempts to reduce the impact of the tobacco industrys promotions seem unintentionally to have stimulated the development of more subtle initiatives that are harder to regulate and that reach and influence young people even more effectively. They should not be forced to stop marketing the product but greater transparency should be required from the tobacco companies to make it clear the harm that can come from their product.